Thanks everyone for your input. I now realize I CAN do this with a 35 year amortization, which makes the numbers work better. Also, I should have the tenants paying the utilities.

I am new to this, attending the ACRES session April 18/19 in Toronto. I`m starting out with minimal capital, and am considering the CMHC second property with 5% down. I`m running into issues to make any scenario cash flow, when I`m financing 95% and making mortgage payments over 25 years...