I have 3 mortgages with CIBC and I haven`t been successful in negotiating the rates down. I went in the branch to speak with the bankers twice in the last 2 years. I still have two years left and I am paying 5.99%! The balance of the mortgages are low though, only about $150K in total. CIBC...

QUOTE (terri @ Oct 15 2010, 07:10 PM) yes, my heloc with Td is back to prime--3%. My heloc with td had a 1-year fixed term @ 2.45%. When they sent me the offer to renew at the end of September, their rates were 3.5% for 1-year or 3.9% for 2-year, etc. I spoke with the branch manager and...

I own a 4-plex with brick exterior. There are two entrance doors to the building and they currently don`t lock. I am going to install locks, so the building is safer for the tenants. This will create two issues: 1) If I install a Queens key for the entrance this will cost over $1,000. I...

Hi Kay, Could you please send me the name of the Realtor too? My email address is seek35@hotmail.com. Thanks! Irene